How to Get a Divorce for Cheap in Phoenix, Arizona

Introduction

Divorce can be emotionally taxing, but the financial burden doesn’t have to be overwhelming. In Phoenix, Arizona, couples have several affordable options to dissolve their marriage without the high costs typically associated with traditional divorce. This guide explores the smartest ways to save money while still protecting your rights and interests. Whether you’re aiming for a simple uncontested divorce or exploring mediation, there are practical, low-cost paths available to you.

Understanding Divorce Costs in Arizona

Average Cost of Divorce With and Without Attorneys

In Arizona, the average cost of a contested divorce with attorneys can range from $15,000 to $30,000 per person. On the other hand, an uncontested divorce without lawyers may cost as little as $1,000, especially if both parties agree on major issues like property division and custody. The most significant expenses typically come from attorney fees, court filings, document preparation, and prolonged litigation.

Hidden Fees You Should Know About

Even if you plan for a low-cost divorce, there are hidden expenses that can add up quickly. These may include court filing fees (approximately $349 in Maricopa County), process server fees, notary services, and the cost of certified copies of the final decree. Additionally, mediation or financial consultations, if needed, can also raise the final bill. It’s essential to account for these costs early in the planning process to avoid surprises.

Legal Grounds and Requirements for Divorce in Arizona

No-Fault Divorce Laws

Arizona is a no-fault divorce state, meaning that neither spouse needs to prove wrongdoing. The only legal basis required is that the marriage is “irretrievably broken.” This simplified legal standard can help reduce the complexity—and therefore the cost—of divorce proceedings.

Residency Requirements

Before filing for divorce in Arizona, at least one spouse must have lived in the state for a minimum of 90 days. This residency rule also applies to military personnel stationed in Arizona. Failing to meet this requirement can result in a case dismissal, delaying the process and adding unnecessary expenses.

Tip #1: Consider an Uncontested Divorce

What is an Uncontested Divorce?

An uncontested divorce occurs when both spouses agree on all major issues such as child custody, division of assets, and spousal support. This approach eliminates the need for court trials and reduces the time and cost of the divorce process dramatically.

How It Saves You Money

Since there’s no need to litigate disputes, you avoid paying thousands in attorney and court fees. You may even complete the entire process using Arizona’s Self-Service Center or with the help of a legal document preparer, further minimizing expenses.

Tip #2: Use Mediation Instead of Litigation

Cost Comparison: Mediation vs. Court Trials

Mediation can cost anywhere between $100 to $300 per hour, and many couples resolve all issues within a few sessions. Compared to the extended timelines and higher legal fees of courtroom battles, mediation is a far more affordable option.

Local Mediation Services in Phoenix

Phoenix offers a variety of mediation services, including private mediators and community-based programs. Some organizations even provide sliding scale fees or income-based pricing, helping to make mediation accessible for all budgets.

Tip #3: File for Divorce Without a Lawyer (Pro Se Divorce)

What is a Pro Se Divorce?

A Pro Se Divorce means representing yourself in court without a lawyer. Arizona makes this easier through comprehensive online resources and court forms available on the Arizona Judicial Branch website.

Step-by-Step Guide to Filing Pro Se in Arizona

• Confirm eligibility (residency and grounds for divorce)
• Download or collect the required forms from the Arizona Self-Service Center
• File the petition and pay the filing fee (or apply for a waiver)
• Serve your spouse using a licensed process server
• Attend any required hearings and finalize the decree

Tip #4: Use DIY Divorce Services or Legal Document Preparers

Online Platforms for Arizona Divorce Documents

Several reputable platforms like LegalZoom and Rocket Lawyer offer DIY divorce packages tailored to Arizona’s requirements. These services help you prepare and file the necessary paperwork for a flat fee, often less than $500. They’re ideal for uncontested cases with minimal complications.

Certified Legal Document Preparers vs. Lawyers

Arizona allows Certified Legal Document Preparers (CLDPs) to assist with filling out and submitting legal documents. CLDPs can be significantly cheaper than hiring an attorney, yet they must adhere to strict professional standards set by the Arizona Supreme Court. While they cannot provide legal advice, they can be an affordable option for straightforward divorces.

Tip #5: Check for Free or Low-Cost Legal Aid

Nonprofits and Legal Clinics in Phoenix

Organizations such as Community Legal Services and the Arizona Foundation for Legal Services & Education provide free or low-cost legal help for qualifying individuals. Law school clinics at ASU also offer supervised student-led assistance for family law matters, including divorce.

Eligibility Criteria for Free Legal Help

Eligibility for these services usually depends on income level, residency, and the nature of the case. Many programs prioritize survivors of domestic abuse, veterans, and individuals facing severe financial hardship. It’s worth exploring these resources before committing to paid services.

Tip #6: Use Arizona’s Self-Service Center

How to Access and Use the Arizona Judicial Branch’s Self-Service Center

The Arizona Judicial Branch provides a comprehensive Self-Service Center with downloadable court forms, instructions, and filing guides. It covers all aspects of divorce including parenting plans, child support calculations, and spousal maintenance.

Pros and Cons of Handling Everything Yourself

The biggest advantage is cost savings—using these tools is entirely free. However, self-representation requires time, organization, and careful attention to detail. Mistakes can lead to delays or rejections, which may cost more to fix in the long run. Still, for couples with simple cases and clear communication, it’s one of the most budget-friendly options available.

Tip #7: Avoid Court by Reaching Agreements Early

How Pre-Divorce Planning Saves You Money

Couples who invest time in pre-divorce planning and discussions can save significantly by identifying key areas of agreement early on. Settling matters such as parenting plans, debt division, and property allocation before filing eliminates the need for court intervention in most cases.

Writing a Marital Settlement Agreement

A Marital Settlement Agreement (MSA) is a written contract that outlines all terms of the divorce. Drafting one yourself using online templates or with help from a mediator or document preparer is far more affordable than going through courtroom hearings. Be sure to include all financial, custodial, and property agreements.

Tip #8: Split Filing Fees When Possible

How Filing Fees Work in Maricopa County

In Maricopa County, the divorce filing fee is around $349, and there’s an additional response fee if your spouse answers the petition. While this fee is typically paid by the petitioner, some couples choose to split it as part of their agreement to keep costs equitable.

Fee Waivers and Deferrals Explained

If you’re experiencing financial hardship, you can apply for a fee waiver or deferral through the Superior Court of Arizona. The application requires income documentation and is reviewed by the court. If approved, you may not have to pay court costs at all—or only after the case is resolved.

Financial Mistakes to Avoid During a Cheap Divorce

Short-Term Savings That Lead to Long-Term Costs

Trying to save money by ignoring legal advice or skipping mediation in complex cases can result in unfair settlements. This can cause long-term financial strain due to alimony, poor asset division, or unfavorable custody arrangements. Know when cutting costs is appropriate—and when it’s not.

Asset Division and Hidden Debts

Overlooking shared debts or improperly valuing assets like pensions or property can derail even the most affordable divorce. Make sure to disclose everything and consider a brief consultation with a lawyer or mediator to ensure fairness. It’s better to invest a little now than pay for costly mistakes later.

Emotional and Strategic Considerations

When Cutting Costs Isn’t Worth It

While saving money is a reasonable goal, it’s important not to sacrifice fairness, safety, or your future well-being. If there are issues of domestic violence, significant assets, or custody disputes, trying to \”go cheap\” could hurt you more in the long run. Always prioritize safety and legal protection above budget.

Balancing Affordability with Peace of Mind

Affordable doesn’t mean careless. With a thoughtful strategy—such as using mediation or document preparers—you can reduce expenses while still ensuring your rights are protected. Consider cost-effective professional support instead of going entirely alone.

Real Stories: Affordable Divorce Experiences in Phoenix

Many couples in Phoenix have successfully managed their divorces without overspending. For example, one couple used the Arizona Self-Service Center and paid less than $600 total. Another used mediation and resolved all issues in two sessions, saving thousands in legal fees. These examples show that with preparation and cooperation, a low-cost divorce is very achievable.

How Gillespie, Shields & Taylor Can Help You Divorce for Less

Mediation and Legal Strategy Services

At Gillespie, Shields & Taylor, we understand that affordability matters. That’s why we offer customized divorce mediation services, strategic planning sessions, and alternative billing options that help reduce costs without compromising legal quality. Our goal is to empower you with cost-conscious solutions that work.

Transparent Pricing and Consultations

We provide clear, upfront pricing so you understand exactly what to expect. From flat-fee consultations to bundled services, we tailor our legal support to your needs and budget—without hidden fees.

Conclusion

Getting a divorce in Phoenix doesn’t have to be financially devastating. By understanding your options—like filing pro se, using mediation, or seeking help from community legal services—you can reduce costs significantly while still reaching a fair outcome. With the right resources and guidance, a low-cost divorce is not just possible—it’s practical. For support, contact Gillespie, Shields & Taylor to explore affordable legal solutions today.

FAQs

1. What’s the cheapest way to get a divorce in Arizona?

A Pro Se (self-represented) uncontested divorce using Arizona’s Self-Service Center is typically the cheapest method, often costing under $600 total if no major disputes arise.

2. Can I get divorced in Phoenix without going to court?

Yes. If both parties agree on all terms, the divorce can be finalized without a court appearance through a default judgment or consent decree process.

3. Is mediation cheaper than hiring a lawyer?

Absolutely. Mediation can cost hundreds instead of thousands, especially when compared to lengthy litigation with full legal representation.

4. Are online divorce services safe and legal in Arizona?

Yes, as long as the platform complies with Arizona laws and your divorce is uncontested. Always review carefully or consult a legal document preparer.

5. Can Gillespie, Shields & Taylor help with an uncontested divorce?

Yes, Gillespie, Shields & Taylor provides affordable support for uncontested divorces, including document preparation, mediation, and strategic legal guidance.